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Obtaining a loan is a real challenge for the 16% of Americans who have bad credit. If your FICO score is below 580, you understand first-hand what it’s like to deal with bad credit, including the ...

Understanding credit and loan approval Getting a loan with bad credit can be challenging, but it's not impossible. There are several ways to boost your chances for being approved for a loan.

Bad credit loans typically have higher rates and fees than other loans, but it’s possible to qualify by shopping around and comparing offers. Most lenders (even those that work with bad credit ...

While it’s more challenging (and expensive) to get a loan with bad credit, some lenders work with borrowers of all credit profiles. To get a personal loan with bad credit, consider applying with ...

Milan Markovic, Getty Images While getting approved for a home equity loan isn’t a guarantee with any credit score, the application process is more rigorous with bad credit. However, there are ...

If you need additional resources, a home equity loan can give you access to necessary cash. If you've got bad credit, securing a home equity line of credit with favorable terms can be more ...

Upgrade might not have the lowest APR relative to other neolenders, but it does make loans available to those with poor credit history, and allows you to apply with another applicant. Upgrade also ...

A solid credit history indicates to lenders that you’re a low-risk borrower, potentially boosting your approval odds and qualifying you for competitive loan terms. However, a negative credit ...

A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

Additionally, most federal student loans don’t require a credit check, which makes them a good option if you have bad or no credit. In addition to credit-based loans, Ascent offers a non-co ...