And even once you’ve built your way to better scores, you’ll need to show responsible credit use to maintain them. So how long does it take to build a credit history? The short answer is that it ...

You may be able to get a personal loan with a 500 credit score by applying with lenders specializing in bad credit personal loans. Further, you can look for lenders that offer secured loans and the ...

A secured boat loan may come with lower rates and longer repayment terms. An unsecured personal loan may make financing an older used boat easier. Online ...

You’ll need decent credit if you ever plan to apply for a mortgage to buy a home, or if you hope to get a car loan ... Building credit takes time, though. It’s not something you take care ...

The future is full of surprises and unexpected expenses which may lead many people to consider taking out a loan. However, choosing the right loan provider can be challenging with differences in ...

A no-appraisal home equity loan can save time and lower closing costs by not requiring a formal appraisal, but it sometimes leads to higher interest rates and lower loan limits. Be sure to compare ...

The Detroit-based company is exploring ways to make more consumer auto loans without running afoul of stricter capital standards that are expected from the Federal Reserve. Possible approaches include ...

Here's when experts say a home equity loan could make the most sense: ...

Building a payment history: Making loan payments on time establishes a positive payment history that will improve your credit score. Taking on debt: Every time you take out a loan, you take on ...

"Some borrowers who consolidate and enroll in an Income-Driven Repayment plan may qualify with as few as 10 years of payments if they work for the government, or for most types of nonprofits (under ...

Make sure to shop around and get ... Your APR, monthly payment and loan amount depend on your credit history and creditworthiness. To take out a loan, many lenders will conduct a hard credit ...