Dori Zinn is a personal finance journalist with work featured in the New York Times, Wall Street Journal, Yahoo, Forbes, TIME, and others. Jen Hubley Luckwaldt is an editor and writer with a focus ...

Rates on 3-year fixed-rate loans averaged 15.14%, down from 15.50% the seven days before and up from 13.63% a year ago. Rates on 5-year fixed-rate loans averaged 20.46%, down from 20.64% the previous ...

With National Funding, you can take out a short-term loan of $10,000 to $500,000 or an equipment financing loan of up to $150,000. This lender accepts credit scores as low as 600 and a time-in ...

Personal loans ... rates lower than 10% APR. Your interest rate will be decided based on your credit score, credit history and income, as well as other factors like the loan's size and term.

Making regular mortgage payments demonstrates to credit bureaus that you are a responsible borrower. This positive payment history can have a significant impact on improving your credit score.

The credit score you need to refinance depends on the mortgage lender you work with, your individual situation and often the type of refinance you choose (for example, cash-out ve ...

If your small business needs a boost but you have a low credit score, consider these business ... working capital loans, short-term business loans and equipment financing loans.

But beware. Lenders see a low credit score as a sign of risk. The lower your credit score is, the higher the interest rate on your loan is likely to be. The terms of your loan are likely to be less ...

Payday loans can be risky for several reasons, and it’s crucial to understand these risks before contemplating one.

Most people in their lives need loans at some point, either by way of financing their products or through cash or in terms of home loans. These loans are sanctioned by lenders on the basis of the ...

If you're denied due to a high debt-to-income (DTI) ratio, finding ways to boost your monthly earnings could be the deciding factor. Options to do this include requesting a raise from your current ...