Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Although maximum APRs are on the high end compared to other online lenders, Upgrade makes loans available to those with poor credit history ... to expensive payday loans when you need money ...

In time using a credit card for bad credit will boost your chances of being accepted for better credit cards as well as loans and mortgages with better ... The three main credit reference agencies in ...

Pros: The biggest benefit of payday loans is they are convenient. People with bad credit can often receive fast funds. Cons: These loans come with steep interest rates and typically short ...

Upgrade was launched in 2017 and provides accessible online and mobile credit and banking services. Since that time, the platform has made more than $3 billion in credit available to over 10 ...

Still, a bad credit loan can be a good alternative to predatory forms of borrowing, like payday loans.

Benzinga’s top pick for best personal loan for bad credit is BadCreditLoans. It offers quick and easy online application process, making it convenient for borrowers to get the financial ...