Jerry Brown is a personal finance writer based in Baton Rouge ... For example, you may be able to get a payday loan without a job if you can show you have income, benefits or money in the bank ...

you may be able to qualify for an income-based loan. Avoid pawnshop and payday loans. They are generally offered by predatory lenders that charge extremely high interest rates and fees.

Lindsay VanSomeren is a personal finance writer based out of Kirkland ... do not affect our editors' opinions or evaluations. Payday loans can give you a quick surge of cash to keep you going ...

Payday loans are ... The APR with P2P loans ranges from 6% to 45%. Some of these P2P platforms are Upstart, Happy Money, and Funding Circle. Shop around and do your research to see which one ...

Payday loans typically have fees that equate to extraordinarily high annual percentage rates — typically around 400% — which ... employment and income. If your application is approved, you ...

Payday loans provide immediate funds, come with extremely high interest rates, and are usually based on your income, not your credit history. "Payday loans come at a price," says Kendall Clayborne ...

The average loan term on a payday loan is about two weeks. Perhaps the biggest difference between personal loans and payday loans is their respective interest rates. Personal loans typically charge a ...

An alternative option is to explore loans from banks or other financial institutions such as NBFCs. However, the decision between opting for a personal loan or a payday loan depends on various ...