If a borrower has no credit score or history, banks may consider him/her as a higher risk borrower since they have no past data to evaluate their creditworthiness.

If you carry different types of debt, like student loans, credit card debt, and a mortgage, it can be difficult to decide which to pay off first and what to hold long-term. You will save ...

Auto loan delinquency is growing in most states. Defaulting on your auto loan could lead to repossession and bad credit.

Debt consolidation loans can help you reduce your overall debt, give you some breathing room, or help you to pay your debt off more quickly. If you find ... make monthly payments on time and avoid ...

Mortgage rates in the U.S. increased for a fourth straight week and to a five-month high. The average for a 30-year, fixed loan was 7.17%, up from 7.1% last week, Freddie Mac said in a statement ...

Are you feeling the burden of a low credit score hindering your financial aspirations? Don't worry; There's a roadmap to brighter horizons and enhanc ...

The Facebook pages Unicef foundation promotion and UNICEF FOUNDATION PROMOTION are running cash promotions and offering loans to Kenyans on Facebook. The ...

Your credit score is determined by your credit history. Your credit history is made up of total levels of debt, how you repay your debt, how long you have had the debt, the balance owed on your debt, ...

Pre-approved loans mean that your bank has reviewed your financial situation from the data stored with them, and decides that you meet certain criteria for a certain amount of loans.

The announcement, which is part of a National-ACT coalition agreement, would update the Credit Contracts and Consumer Finance Act (CCCFA). "Our Coalition Government is committed to rebuilding the ...

The Bank of England's Credit Conditions Survey found that default rates on mortgages, credit cards and other household loans have recently increased.

The loan book of Capital Credit Union (CCU) has topped £25m for the first time in its 35-year history. The Edinburgh-based financial services provider's half year results showed its lending was up by ...