Student loan refinance rates increased a bit from their lows. As of January 22, 2026, student loan refinance lenders are offering fixed rates as low as 3.99% APR and variable rates starting as low as ...

Auto loans can be a huge expense — the average American with a new car paid $748 per month, while the owner of a used car paid $532 per month in the third quarter of 2025, according to Experian.

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 20, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates ...

OneMain Financial personal loans offer fast funding, but the lender has a low borrowing limit ...