Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.

While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, ...

A step-by-step guide on how to get a loan with bad credit. Plus, learn about how to choose the right lender and how to improve your credit.

If refinancing a personal loan makes sense for you, here are the general steps you'll need to take: Check your credit. Lenders examine your credit closely when evaluating your application for a loan ...

In a country like the Philippines, loans can be availed of from many sources, from both legitimate and not-so-legitimate ones. Loans may be bad if you not only take them from “suspicious” sources but ...

You may be able to improve your credit score in just a few simple steps. Improving your credit score will take effort, but it could be well worth it to get better loan terms, which will save you money ...

Emergency loans are a type of personal loan that provides fast access to cash. Learn how emergency loans work and about their pros and cons.

The best personal loan interest rates are reserved for the most creditworthy applicants. Borrowers with credit scores of 780 or higher — “very good” or “exceptional” scores in FICO’s eyes — were ...

Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history. Negative information, such as missed payments ...

Raising your credit score by 100 points is no easy task and it won’t happen overnight. But there are ways to speed up the process. You might have “quick-fix” items that, when addressed, result in ...

The amount you can borrow with a personal loan varies by lender and typically ranges from $250 to $100,000. Lenders consider factors like your credit score, income and outstanding debt to determine ...

Mix of Credit Types: Diverse credit usage across loans & cards is beneficial. Geographical Location: Place of residence/work can harm or help the score (negative list etc). Credit experts say that the ...