Getting a personal loan when you have bad credit or no credit history can be tough. Like most financial products, borrowers must submit an application listing their income information and agree to ...

While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, ...

Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.

The loan is essentially backed by the value of your collateral rather than just your credit score and history. For people with a bad credit history, a secured loan may be easier to qualify for.

If you are looking to open an account with a bank, online bank or credit union, the last thing you want is to find out your credit report may stop you from doing so. Banking history is one thing, ...

Buy-to-let loans fell by more than a third according to analysis of the latest figures from the Financial Conduct Authority. Conveyancing solicitors Bird & Co says mortgages to property investors ...

Getting turned down for a loan? Paying higher interest rates? It could be due to mistakes on your credit report. And the negative consequences don't stop there.

Let us suppose the joint account is managed responsibly, wherein timely payments are made. It would have a positive impact on the CIBIL scores of all account holders.

Bajaj Finance Limited stands out among these NBFCs and banks, offering personal loans with speedy approval processes, minimal document requirements and easy eligibility terms.

Ramp explains why it’s important to keep your business credit card activity separate from your personal credit.

As inflation rose over the last three years, many consumers resorted to putting some daily expenses on credit cards, extending their balances. That’s been ...

United Natural Foods, Inc. (NYSE: UNFI) today announced the pricing of the previously announced refinancing of its senior secured term loan facility.