One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, on the other hand, come with a fixed interest rate, a fixed monthly payment ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

If you have debt and savings with the same provider, it has the right to ‘set off’ and use money held in your current or savings account to pay off debt such as a credit card or personal loan.

Using a personal loan to pay off student loans might seem like a viable option for reducing interest rates or consolidating debt. However, there are several factors to consider before proceeding with ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

While repayment terms for a student loan are typically set at 10 years, it takes, on average, 20 years to pay the loan off. Here's how to save a bit as you do.

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Money expert Jessica Moorhouse shares practical steps to understand your debt, change spending habits and pay it off — even with limited income.

Could you comfortably cover the new loan payment along with rent, groceries, and your streaming subscriptions? Taking out a personal loan should help to reduce financial stress, not increase it. For ...

Dave Ramsey explains why paying off debt first is key to building wealth — even if you're young and eager to invest.

Even after factoring in student loan payments, completing a college degree continues to pay off, according to new research from Washington University in St. Louis' Center for Social Development (CSD) ...