You may be able to get a personal loan with a 500 credit score by applying with lenders specializing in bad credit personal loans. Further, you can look for lenders that offer secured loans and the ...

Before choosing a debt consolidation lender, you must determine how much debt you must consolidate. Check your debt balances and request payoff amounts, which will be slightly higher than your current ...

Unlike most lenders, SoFi has no minimum credit score requirements, and it charges no fees on its personal loans. Plus, you could get your funds from a SoFi debt ... the lender pay off their ...

Parent PLUS loans have a fixed, flat interest rate that isn’t based on your credit (however, you may not qualify with adverse credit). For the 2023-24 school year, the interest rate is 8.05%. In ...

Tired of having to send your credit card company a hefty payment every month? Read on to see how you can shed your debt and free up money.

When you’re having financial problems, one of the most dreadful and embarrassing realities is when debt collectors begin calling. The late payment reminders ...

Prequalification is a quick, easy first check to see if you can get a loan. Getting prequalified doesn’t mean you’ll be approved, but it can be useful for financial planning and won’t affect your ...

Factors like cosigning loans, closing old credit card accounts, high credit utilization, and errors in your credit profile can reduce your credit score.

So, how can you eliminate your debt while saving the most cash? “One of the best options would be to use a balance transfer to a 0% offer,” says Certified Financial Planner Lawrence Sprung, author of ...

Collections are recorded on your credit report when you default on a debt, and they can last up to seven years.