While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, ...

Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.

A step-by-step guide on how to get a loan with bad credit. Plus, learn about how to choose the right lender and how to improve your credit.

Raising your credit score by 100 points is no easy task and it won’t happen overnight. But there are ways to speed up the process. You might have “quick-fix” items that, when addressed, result in ...

If refinancing a personal loan makes sense for you, here are the general steps you'll need to take: Check your credit. Lenders examine your credit closely when evaluating your application for a loan ...

You may be able to improve your credit score in just a few simple steps. Improving your credit score will take effort, but it could be well worth it to get better loan terms, which will save you money ...

Factors like cosigning loans, closing old credit card accounts, high credit utilization, and errors in your credit profile can reduce your credit score.

For the first time in a decade, the national average credit score in the U.S. dropped in late 2023, according to data from Fair Isaac Corporation. But ...

Rocket Loans analyzed its own data to see which generational group is faring better financially than the others.

Understand the benefits and drawbacks of pausing student loan payments. Discover essential factors to consider.

Zillow Home Loans offer a simple online mortgage experience, including prequalification with only a soft credit inquiry. But its minimum credit score criteria is a bit stricter than some other lenders ...

Understanding the factors that affect your credit, such as your credit mix, can help you develop a plan to improve and maintain your credit score.