Installment loans are replacing high-APR payday loans due to flexible terms, lower interest rates, technological access, and regulatory support for sustainable credit.

A high-interest loan is one with an annual percentage rate above 36% that can be tough to repay. You may have cheaper options. If you have bad credit or no credit, a high-interest loan can seem like ...

A high-interest loan is one with an annual percentage rate above 36% that can be tough to repay. You may have cheaper options. Many, or all, of the products featured on this page are from our ...

Relying on a credit card cash advance is never a cheap option, though it's likely better than a payday loan. Most issuers charge a fee of 3% to 5% of the amount advanced, with a minimum of $5 to $10.

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often require a higher credit score ...

Picture this: your car breaks down three days before payday, and the repair shop wants $450 upfront. Your savings account shows $23.67. Sound familiar? Last year, 12 million Americans faced similar ...

Affirm Holdings, Inc. AFRM is taking bold steps on its 0% annual percentage rate (APR) monthly installment loan offerings. This move reflects its goal of tapping into more consumer spending and ...

Nearly 200 consumer groups warn that proposed legislation would gut protections against predatory payday loan apps The bill would hide true borrowi ...

According to the government’s numbers, prices are climbing for many essentials like housing, food and electricity. When money is tight, payday and title loans may seem like a lifeline, but some ...