APR explained in simple terms for everyday borrowers. Learn how annual percentage rates affect loans and credit card payments.

New car financing is available for under 4.00% APR for borrowers with high credit scores ...

Average car loan interest rates range from 5.27% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In September 2025, the average car loan ...

You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...