While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, ...

In a country like the Philippines, loans can be availed of from many sources, from both legitimate and not-so-legitimate ones. Loans may be bad if you not only take them from “suspicious” sources but ...

Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.

As inflation rose over the last three years, many consumers resorted to putting some daily expenses on credit cards, extending their balances. That’s been ...

If you're paying off a personal loan, you may be searching for ways to pay less interest or lower your monthly payments. Refinancing can offer a solution, as it lets you replace your current ...

Cash-advance apps charge an arm and a leg to loan you money for a short period of time. Here's why they are so dangerous.

Find out if you can reduce your debt with these 3 steps As mentioned above, having good credit is helpful ... don’t need perfect credit to qualify for a loan. As myAutoloan points out, “There are ...

By taking a loan to clear off the debt, your credit score that had taken a hit due to delayed payment will stop degrading further.

There are six ways to pay a small bill you don't have cash for, and one of them should be avoided at all costs ...

The Dealertrack Auto Credit Total Loan Index tracks how difficult it is to qualify for all types of car loans. It increased in March, meaning borrowers had an easier time qualifying for car loans last ...

Getting turned down for a loan? Paying higher interest rates? It could be due to mistakes on your credit report. And the negative consequences don't stop there.

Alhassan Andani, an Economist and a former Chief Executive Officer (CEO) of Stanbic Bank, has advised the government to adopt effective and efficient digital systems for Ghana’s credit management.