Getting a personal loan when you have bad credit or no credit history can be tough. Like most financial products, borrowers must submit an application listing their income information and agree to ...

The loan is essentially backed by the value of your collateral rather than just your credit score and history. For people with a bad credit history, a secured loan may be easier to qualify for.

If you have bad credit, getting approved for ... Your APR, monthly payment and loan amount depend on your credit history and creditworthiness. To take out a loan, many lenders will conduct a ...

If you are looking to open an account with a bank, online bank or credit union, the last thing you want is to find out your credit report may stop you from doing so. Banking history is one thing, ...

Understanding the factors that affect your credit, such as your credit mix, can help you develop a plan to improve and maintain your credit score.

Let us suppose the joint account is managed responsibly, wherein timely payments are made. It would have a positive impact on the CIBIL scores of all account holders.

Buy-to-let loans fell by more than a third according to analysis of the latest figures from the Financial Conduct Authority. Conveyancing solicitors Bird & Co says mortgages to property investors ...

By taking a loan to clear off the debt, your credit score that had taken a hit due to delayed payment will stop degrading further.

The Capital One Venture X Card is a popular premium travel credit card. Find out the recommended Capital One Venture X credit score for a better chance of approval.

Short history may hinder assessment. Mix of Credit Types: Diverse credit usage across loans & cards is beneficial. Geographical Location: Place of residence/work can harm or help the score (negative ...

Highlighting the strong performance, the bank explained that lending growth in the first quarter typically tends to be slower or even negative.

Capital Credit Union has announced its loan book has topped £25 million for the first time in its 35-year history.