Experian reports on what may be behind an increase in consumer personal debt including credit card, auto loan and mortgage payments.

The annual mortgage insurance premium (MIP) is one of two types of FHA mortgage insurance you’re required to pay. The fee ranges from 0.15% to 0.75% of your loan amount, depending on the loan term, ...

Securing a home loan is a significant financial commitment, and finding ways to save on your mortgage can be a game-changer.

Zillow Home Loans offer a simple online mortgage experience, including prequalification with only a soft credit inquiry. But its minimum credit score criteria is a bit stricter than some other lenders ...

Use our jumbo loan calculator to estimate your monthly mortgage payment. Conforming loans are conventional mortgages that stay under the FHFA loan limits and follow underwriting guidelines set by ...

Making regular mortgage payments demonstrates to credit bureaus that you are a responsible borrower. This positive payment history can have a significant impact on improving your credit score.

However, even an FHA loan has fees and extra costs that need to be factored into your monthly mortgage payment. Use this calculator to estimate how much you might pay for an FHA home loan to ...

It is true that student loans do not show on a credit score, unless you have missed payments, and this is one of the biggest factors with a mortgage. However, the repayments will be factored ...

These government-backed home loans are available to many people who don’t qualify for a conventional mortgage. Whether you have a lower credit score or little money for a down payment ...

Physician mortgage loans are easier to get approved for than other types of home loans since lenders recognize the future income potential of eligible medical professionals. These loans often come ...

A modification typically changes the loan’s rate, term or both to make monthly payments more affordable. If you’re seeking to modify your mortgage, you must provide proof of hardship to your ...