What Is a Credit-Builder Loan? Credit-builder loans are small (fake) loans with low fees that help bad-credit or no-credit borrowers build or rebuild credit. Credit-builder lenders report your monthly ...

Becoming an authorized user can help boost your score by piggybacking off of a parent or guardian's established credit history. Another way to build credit without a credit card is to establish a loan ...

Loans & credit cards both help you build credit. If it’s your first time, you can start building credit with a secured credit card, or by becoming an authorized user on a family member’s card.

While some loan options are available for borrowers with thin credit, it can be a good idea to focus on building your credit before applying if possible. Here are some strategies that can help to ...

A small business owner for over a decade, Jen helps publications and brands make financial content ... While it’s possible to get loans with no credit check, they can come with a lot of baggage ...

This could make Upgrade a good option if ... Discover doesn’t charge an origination fee, which can help you save money on a credit card consolidation loan. But you do need a minimum income ...

With nearly two decades in journalism, Dori Zinn has covered loans and other personal finance topics for the better part of her career. She loves helping people learn about money, whether that’s ...