A personal loan can build your credit scores in the long term as long as you consistently repay the debt on time. Many or all of the products featured here are from our partners who compensate us.

While it won't be easy, you can get certain types of loans if your credit score hovers around 500. Meredith Mangan is Credible's Senior Editor for Personal Loans. Since 2011, she’s helped steer ...

loans with low fees that help bad-credit or no-credit borrowers build or rebuild credit. Credit-builder lenders report your monthly payments to the credit bureaus, increasing your credit score if you ...

Making regular mortgage payments demonstrates to credit bureaus that you are a responsible borrower. This positive payment history can have a significant impact on improving your credit score.

You may have a 450 to 500 credit score, but you’re probably not very happy about it. This article should cheer you up just a little. The companies that offer the reviewed loans and credit cards cater ...

While this may make it seem as though a 500 to 550 credit score puts ... For the most part, major banks are unwilling to work with consumers with very low credit scores. For auto loans, the better bet ...

Student loans might make paying for higher education both possible and affordable. But like all loans, they can impact credit-scoring factors such as total debt, credit mix and payment history. Here’s ...

In this article, we’ll go through all the ways applying for a personal loan can affect your credit score and help you make the right financial decisions. Yes, applying for a loan initially hurts ...

If you have excellent credit, you may even qualify for a rate under 5% on a new car loan. However, if your scores are below 500, you may receive a rate of 18% or higher, if you qualify at all.