RBNZ figures show further rises in troubled housing loans, while SME loan stress is increasing sharply, non-performing commercial property loans have gone past half a billion dollars and system-wide n ...

Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC ...

‘Loan to value’ ratio means ‘How much of your property’s total price is being paid for by your mortgage?’ It’s a very important figure for homebuyers and remortgagers alike, as it can have a huge ...

While the pausing of Kāinga Ora’s First Home Partner scheme has cut off one shared equity option, Westpac is working hard with iwi and community groups who offer similar schemes and has helped more ...

THE PHILIPPINE banking industry’s nonperforming loan (NPL) ratio remained steady in February, data from the Bangko Sentral ng Pilipinas (BSP) showed. Data from the central bank showed that the banking ...

This is called the Loan-to-Value (LTV) ratio, which is a restriction that the Singapore government has put in place to limit the maximum amount property buyers can borrow from HDB and banks. The LTV ...

As at end-July 2023, gross impaired loan (GIL) ratio stood at 1.76%. “While we envisage loan delinquencies to creep up in the coming quarters, they are unlikely to nudge the GIL ratio beyond 2% ...

of Philippine banks to their total loans settled reached 3.44 percent as of February this year. BSP data released late Wednesday showed that the ratio during the month was the same as the NPL ratio ...

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A new Taxpayers’ Union — Curia poll has revealed that New Zealanders – at a ratio of five to one – support inflation adjustment of income tax brackets. 67% of respondents supported inflation ...