Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan ...

There are potential benefits and downsides to debt consolidation.

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

If you have debt and savings with the same provider, it has the right to ‘set off’ and use money held in your current or savings account to pay off debt such as a credit card or personal loan.

Using a personal loan to pay off student loans might seem like a viable option for reducing interest rates or consolidating debt. However, there are several factors to consider before proceeding with ...

Elizabeth Guevara is a journalist working to explain the world of business and economics and how it impacts your finances. She joined Investopedia in 2024 as a breaking news writer covering personal ...

Business debt consolidation can improve your cash flow and repackage your obligations to potentially save you money ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. d3sign / Getty Images Suppose you’ve just come into an extra $5,000 ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances.

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off debt faster in 2026.

In recent years, many Americans have found the dream of homeownership challenging. For Gen Z Americans (born between 1997 and 2012), the road to achieving this dream has been paved with several ...