Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan ...

A home equity loan can be a good option to consolidate debt, as it usually carries lower interest rates and longer terms than other financing options. Advantages of using home equity loans or HELOCs ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Personal loans are a general financial product that gives you access to funds you must pay back over time, and debt consolidation loans help you bundle multiple types of debt into one monthly payment.

In a perfect world, no one would need to take out a loan to consolidate and pay off debt. In the real world, however, sometimes borrowing money is the only way to dig your way out.

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you handle it the right way.

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan. If you have 12 to 21 months to spare, the best balance transfer credit ...