Heartland Bank's latest rise in its carded fixed home loan rates still leaves it with some of the lowest rates in the market. The approaching May selling period is the last main chance for banks to me ...

The current average mortgage rate on a 30-year fixed mortgage is 7.65% with an APR of 7.67%, according to Curinos. The 15-year fixed mortgage has an average rate of 6.86% with an APR of 6.89%. On a 30 ...

Most homeowners are taking up short home-loan deals because they believe interest rates will fall soon, but one bank is trying to lure customers in on long ...

Cabinet has agreed to remove pages of regulations introduced in December 2021 under the Credit Contracts and Consumer Finance Act (CCCFA). The change will give lenders, like banks and finance ...

A financial advisor says the Government's newly announced regulation changes for home loans and lending will allow banks to use common sense.

The government has announced it will reform financial services in a bid to make it easier to get home loans and other lending, and strengthen customer protections.

The rate on a 30-year fixed refinance fell today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.75%, according to Curinos, while 15-year, fixed-rate refinance mortgages ...

You have multiple ways of lowering your mortgage rate. Some are easier and more immediate than others, but they can all be powerful tools in your search for a more affordable home loan. If you can ...

Pay your bills in full and on time each month, look for any errors on your credit report and avoid applying for other loans or credit cards too close to your mortgage or refinance application.

Lenders base mortgage interest rates on the benchmark interest rate, along with other factors such as credit score, loan-to-value (LTV) ratio, size of the loan, type of loan and loan term.

He said mortgage lending already had layers of protection, even before the CCCFA, he said. "They've got the added protection of loan-to-value ratios. Later in the year, we're going to have ...

Heartland Group has completed a NZ$210 million equity raising ... Heartland will transfer Heartland Australia Holdings and its subsidiaries, reverse mortgage lender Heartland Finance and livestock ...