The loan is essentially backed by the value of your collateral rather than just your credit score and history. For people with a bad credit history, a secured loan may be easier to qualify for.

They also have a wide library of educational materials to bring you up to speed on the pros and cons of loans for bad credit. BadCreditLoans.com only gets a B-score from the Better Business Bureau ...

Sudden, large expenses can wipe out your savings. That's why a passbook loan can come in handy—this kind of loan can help you use that money without losing it.

If you are looking to open an account with a bank, online bank or credit union, the last thing you want is to find out your credit report may stop you from doing so. Banking history is one thing, ...

By taking a loan to clear off the debt, your credit score that had taken a hit due to delayed payment will stop degrading further.

Buy now, pay later lets you split up purchases into multiple payments. Make sure you know about one of the biggest risks if you're interested in this service.

A common repayment plan allows you to split the cost of the product into four interest-free biweekly payments, with the first payment due at checkout or may be due in two weeks.

Having fair credit is much better than having poor credit, in terms of financial opportunities—but building your credit score up to good or excellent will provide access to better credit cards, lower ...

Buy-to-let loans fell by more than a third according to analysis of the latest figures from the Financial Conduct Authority. Conveyancing solicitors Bird & Co says mortgages to property investors ...

You can often successfully negotiate lower credit card interest rates with your current issuer, saving money and helping you pay off your debt more quickly.

Highlighting the strong performance, the bank explained that lending growth in the first quarter typically tends to be slower or even negative.

Capital Credit Union has announced its loan book has topped £25 million for the first time in its 35-year history.