The penalty charged is usually 0.5 to 1% for the period the deposit is with the bank. In most cases, banks do not charge processing fees for personal loans taken against fixed deposits. Personal loans ...

But did you know that you can also avail a loan against your fixed deposit? You can pledge your fixed deposit as collateral. Taking a loan against a fixed deposit is a secured loan in nature.

Securing a Car Loan against an FD is a strategic financial move that blends the stability of your Fixed Deposit with the excitement of acquiring your dream vehicle. This approach to car financing ...

When making the choice, consumers should also compare prevailing FD interest rates across banks and check for interest pay-out options, special interest schemes and additional facilities such as ...

Let’s take a look at one such product – loan against fixed deposits (FD). A loan against fixed deposits, also known as Loan against FD, is a type of secured loan where an FD holder can avail ...

When making the choice, consumers should also compare prevailing FD interest rates across banks and check for interest pay-out options, special interest schemes and additional facilities such as ...

Post Office Time Deposit (POTD) of 5 year tenure vs bank tax-saving FDs: Here is a comparison of 5-year POTD vs major banks’ tax saving fixed deposits. ET Online 5-year POTD v bank tax-saving FD rates ...

Why should you choose an Overdraft (OD) against your Fixed Deposit (FD) instead of closing it ... for businesses that might need funds at a short notice. Unlike other loan products, ODs usually come ...

There is no investment option in India that is as popular as Fixed Deposit (FD). Check out this post ... loans of as much as 90% of their principal and interest amount. In case you need a quick loan ...

HDFC Bank Fixed Deposits and the interest on them are a good source of income in a safe and assured manner. Avail up to 90% of overdraft on your fixed deposit instantly Link your current or savings ...