Obtaining a loan is a real challenge for the 16% of Americans who have bad credit. If your FICO score is below 580, you understand first-hand what it’s like to deal with bad credit, including the ...

Bad credit loans are made available for borrowers with poor credit scores of around 579 or lower. It’s harder to qualify for a loan, especially an unsecured personal loan, when you have bad credit.

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Read our list of the best personal lines of credit, including tips on how to choose the right personal line of credit for you.

Getting a personal loan when you have bad credit or no credit history can be tough. Like most financial products, borrowers must submit an application listing their income information and agree to ...

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Close editorial guidelines here. Refinancing a car loan can save you money, but it can be hard to do if you have bad credit. The lower your credit score, the less likely you are to find a refinance ...

A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

Upgrade might not have the lowest APR relative to other neolenders, but it does make loans available to those with poor credit history, and allows you to apply with another applicant. Upgrade also ...

Buying a home can be expensive and stressful, especially for those with poor credit or spotty financial history. FHA loans provide a way for such individuals to obtain home financing. Insured by ...

Small Business Administration (SBA) microloans are ideal for those with bad credit as they often have less strict eligibility requirements than other government-backed loans and still offer lower ...

Milan Markovic, Getty Images While getting approved for a home equity loan isn’t a guarantee with any credit score, the application process is more rigorous with bad credit. However, there are ...