There are multiple ways to start building credit as a student, such as becoming an authorized user, opening a student credit card or getting a cosigner. It is important to spend responsibly and ...

That's how much Americans have in student loan debt as of September 2023, which means there's a good chance you owe a piece of that. And, according to CNN, the average student loan debt in 2023 was ...

A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

And if you refinance federal loans using a private lender, you no longer ... might make sense. If you have good credit and don’t qualify for income-driven repayment and student loan forgiveness ...

Umi Di, Getty Images Finding the money to cover life’s unexpected expenses or major purchases can be difficult, especially if you have no credit ... you make on a credit-builder loan are ...

If you do decide to ask someone to cosign for you, take extra care to make sure your payments are made in full and on time. No-Credit Loan Options Upstart could be the right lender if you have a ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins ...

Whether this new student loan debt relief plan will be passed is unclear. Until then, Kantrowitz recommends signing up for autopay to ensure you don’t miss any payments. You may also qualify for a ...