The number of new home loans increased by nearly 30% in the six months to December 2023 according to retail banking insights released today by the New Zealand Banking Association.

A financial advisor says the Government's newly announced regulation changes for home loans and lending will allow banks to use common sense.

As the credit risk assessment process followed by the lenders can vary widely, home loan applicants should compare the home loan offerings of as many lenders as possible to get the best possible home ...

While LightStream’s loans — which range from $5,000 to $100,000 — usually have terms from two to seven years, terms on its home improvement ... APR is higher compared to some lenders.

we just don't think it's going to make a material difference compared to this inherent ... This means it's digging into the nitty gritty of home loans, with Commission Chairman John Small telling ...

Most homeowners are taking up short home-loan deals because they believe interest rates will fall soon, but one bank is trying to lure customers in on long ...

A home improvement loan is essentially a personal unsecured ... cost if you borrowed a certain amount of money. This helps you compare products and provides a guide on how much carrying a balance ...

Local borrowers are trying to second-guess when the Reserve Bank (RBNZ) will start cutting interest rates by moving to shorter term mortgages, even though it will cost them more, according to a new ...

Loansmart is increasing its limit on unsecured borrowing from $50,000 to $75,000. Managing Director Murray Greig says the increase is in response to a rise in demand for personal loans on the back of ...

As inflation cools down, homeowners are starting to hold out for cuts to the OCR.   The CoreLogic April Housing report shows 56% of new loans taken out in ...

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