Halifax is launching a first-time buyer and first-time buyer green home product range with up to £1,000 cashback available.

The Loan-to-Value (LTV) ratio is a measure of a loan’s size in relation to the value of the asset purchased with the loan. The LTV ratio can be calculated by dividing the loan amount by the value of ...

The Loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and other lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are ...

A mortgage is based upon the purchase price of a house minus the deposit you have saved up to pay in cash on the day you buy. For example, if you saved £20,000 and bought a £200,000 house, your ...

Halifax has announced a cut to a range of its first-time buyer fixed rates at higher loan to value ratios from 6 February. The bank’s five-year fixed rate for home purchase for borrowers with a ...

Home equity loans work by leveraging the wealth you've built in your home. If you have a mortgage, you don't own your home outright. Instead, a portion of the home's value is tied up with the loan.

For instance, a no-appraisal home equity loan can use an automated valuation system (AVM) to basically assess your home's worth instantly. Let's take a look into what no-appraisal home equity ...

Average mortgage rates are unchanged from the previous week but overall homeowners are still struggling to find a decent mortgage rate. The average rate on a two-year fixed deal this week stood at ...

The amount you can borrow is based on your age, mortgage rate and the value of the home (up to a limit depending on the loan type). A reverse mortgage is due when the owner or owners pass on ...

MORE than a dozen branches are set to close their doors in the coming days. Several locations will pull down their shutters in England, Wales, and Scotland in a fresh blow to customers. Among ...

Here's what to know about home equity loans. Understanding home equity loans Your equity is the value of your home, minus any mortgage balance you have. Home equity loans let you borrow from this ...

Deputy Prime Minister and Finance Minister Chrystia Freeland will be presenting the 2024 federal budget on Tuesday, revealing how the federal Liberal government intends to balance the nearly $40 ...