An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home, or ...

In 2024, you’ll need to meet the following FHA requirements to qualify for a loan: The minimum credit score for an FHA loan is 500, but borrowers can only be approved with that score if they make a ...

The credit score you need to refinance depends on the mortgage lender you work with, your individual situation and often the type of refinance you choose (for example, cash-out ve ...

A no-closing-cost mortgage costs more in the long run than a mortgage with upfront closing costs. Whether you pay a higher interest rate or roll your closing costs into the mortgage, your monthly ...

Ally mortgages are a great option for those seeking conventional loans and a speedy application process. But if you’re looking for a government-backed loan, look elsewhere. Read on for our full Ally ...

Many applicant can't get approved for enough of a mortgage to buy a house. But a fortunate set have the opposite problem. What to do if your mortgage lender pre-approves you for "too much." ...

Are you looking to buy a home and need help navigating the world of mortgages? This guide covers everything from types of loans to tips for getting approved.

Mortgage loans typically have repayment terms that last decades, so it’s important to choose the right lender from the start. Our list of the best mortgage lenders can help you narrow down the choices ...

USDA mortgage insurance costs 1% of your loan at closing, then 0.35% of the remaining balance every year. Learn how USDA loan insurance will affect your costs.

Mr. Cooper is an online mortgage company that provides home loans to customers across the U.S. In addition to standard mortgage options, the company provides borrowers with a number of ways to save ...

Upcoming maternity or paternity leave can interfere with your homebuying plans. How to navigate the situation.

An underwater mortgage can make refinancing or selling your home difficult. Learn what to do if you have an underwater mortgage.