While paying your bills on time and maintaining a low balance are well-known ways to help you maintain your credit score, it’s less clear how refinancing your mortgage or loan affects your score. This ...

Indianapolis Recorder’s Money Smart Week continues with Everwise Credit Union sharing strategies for improving your credit score.

So let's say you have excellent credit and your score is 780. But let's say your spouse's score is just 580. In the past, that would've excluded you from qualifying for a joint mortgage, because a 580 ...

By taking a loan to clear off the debt, your credit score that had taken a hit due to delayed payment will stop degrading further.

The CIBIL score is a three-digit numeric summary of your credit history as computed by the credit bureau, TransUnion CIBIL. It ranges from 300 to 900. This score reflects your creditworthiness based ...

Open Lending, a provider of automotive lending enablement and risk analytics solutions for financial institutions, released a new Near- and Non-Prime Consumer ...

Free credit scores are available from personal finance websites, credit card issuers and other financial institutions. If their score is lower than they had hoped, develop a plan together for ...

If you are a student living on a loan in the United States, you are less likely to get good grades than your debt-free fellow students. The bigger your student loan, the poorer you perform.

Afterpay is preparing for proposed government legislation that would require buy now, pay later operators to perform credit checks on new customers.