Mike Calhoun, who runs the nonprofit Center for Responsible Lending, sees many similarities between the 2007-2008 mortgage crisis and today’s student loans. The latest student loan debt ...

You can get additional loans secured on your home for things like home improvements. This may be called a second mortgage, second charge or further charge. They all mean the same thing. All secured ...

Pay your bills in full and on time each month, look for any errors on your credit report and avoid applying for other loans or credit cards too close to your mortgage or refinance application.

While there is no official maximum number, lenders generally accept no more than four borrowers on a conventional mortgage. Each borrower will need to complete an application, submit supporting ...

Homeowners are facing higher mortgage costs as more rates tip over 6pc as lenders react to ongoing uncertainty over when interest rates will start to fall.

consumers need more encouragement to take out home loans, so mortgage rates tend to fall. The Federal Reserve, America's central bank, helps set short-term interest rates. Mortgage rates are ...

Finding a qualified financial advisor doesn't have to be hard. Datalign's free tool matches you with financial advisors in your area in as little as 3 minutes. All firms have been vetted by ...

Give the same information to each lender so you’re comparing apples to apples when reviewing rate and fee quotes. Get a mortgage preapproval before you house hunt. A preapproval letter confirms you ...